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Real Lending for Real Life

We make home loans simple, with guidance, speed, and clarity at every step. Buying, refinancing, or using equity?

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Real Estate and Lending Made Simple

We are a company that invests money in startups and early stage businesses with higher growth potential.

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See why we’re rated 5-stars!

Edward Goin
1 week ago
Andrew King was excellent throughout the home-buying process. He kept us informed through every step, he was very timely with requesting documents, and he did everything he could to ensure we closed on time! Throughout every hiccup Andrew had a solution! If you are looking for a mortgage broker, look no further than Andrew! You won’t regret it! ⭐️⭐️⭐️⭐️⭐️!
Response from the owner:Edward, thank you for leaving such a detailed and positive review. We are delighted Andrew stayed proactive, navigated challenges with solutions, and helped you close on time. Your strong recommendation means a great deal to our team and we appreciate you sharing your experience.
Justin Young
2 weeks ago
Andrew is great to work with, very knowledgeable and professional. Answered any questions. Worked hard to keep us happy and get the deal done!!
Response from the owner:Justin, thanks for sharing your experience. We are glad Andrew’s expertise and effort kept communication clear and helped get the deal done. Your satisfaction and recommendation mean a lot to our team.
Rosie Reyes
2 weeks ago
Andrew did an exceptional job at taking care of my Loan throughout the whole process, start to finish! He was involved in all of the details, stayed on top of everything, and anticipated what was coming up next in order to be prepared. I’ve worked in the real estate industry many years, he is one of the best! If you want someone who truly cares about your best interest and will work hard to make things happen, Andrew King is your guy!
Response from the owner:Rosie, thank you for the fantastic review and for highlighting Andrew's thorough care during your loan from start to finish. We appreciate your perspective as an experienced real estate professional and your strong recommendation. We look forward to supporting you or anyone you refer in the future.
Leana Dyomin
1 month ago
I had a great experience working with Andrew. Since this was my first time buying a home, I had a lot of questions and wasn’t familiar with the loan process. Andrew was incredibly helpful, patient, and took the time to explain everything to me step by step. He made the process feel much less overwhelming and was always willing to answer my questions. I really appreciate all of his help and would definitely recommend Andrew to anyone looking for someone knowledgeable and supportive throughout the home-buying process!
Michael Dye
2 months ago
These guys did a great job getting me the right deal on my new home purchase.
Response from the owner:Thanks for the five stars, Michael. We're delighted we could help you find the right deal on your new home, and we appreciate you taking the time to share your experience.
Ryan Stokes
2 months ago
Andrew was awesome to work with. He was so kind and patient and went to work for us big time. There is not enough words to express how much we appreciate all of Andrew’s hard work.
Nelson Gonzalez
3 months ago
An amazing group of dedicated people that really care about a person’s dreams. From the initial conversations they wanted to know about us, what our goals were, where we saw ourselves in the near and far future, who we were and not just a paper file. From start to hiccups and more hiccups and finally finding our new home, Andrew and his team were always there and ready to act. At the finish line the team expertly handled every final detail with precision and ran us across the finish line. Thank you so much Andrew and team, we landed the home we wanted in the area that we wanted.
Photo from customer review
Response from the owner:Nelson, this is incredible- thank YOU! Congratulations on your new home, and we appreciate you trusting us to be part of your journey. Not sure how we haven't responded to this yet!
Dillon Romero
3 months ago
Andrew rocks! He kept us organized and on track to close our loan. 10/10 recommend
Response from the owner:Thanks so much for the great review, Dillon! We're thrilled Andrew kept everything organized and on track and we'll be sure to pass along your praise. We appreciate the 10/10 recommendation and are here if you need anything in the future.
Jon Billings
3 months ago
I highly recommend Andrew to anyone buying or refinancing their house. He was always available and made our house loan go flawlessly.
Response from the owner:Thank you so much for the recommendation, Jon. I’m glad I could be available and make your home loan process go smoothly. If you or anyone you know needs help buying or refinancing in the future, I appreciate referrals and am always here to assist.
Rachele DeSantis
3 months ago
Andrew was so incredible to work with! He searched for multiple options that best for our situation and explained everything along the way. Would use again and highly recommend!
Response from the owner:Thank you so much, Rachele! We're thrilled Andrew made the process clear and found the best options for your situation. We appreciate your recommendation and look forward to helping you again in the future.
Andrew King was a pleasure to work with. He was knowledgeable and was able to get me the loan I wanted. He kept me in the loop on every step without asking. I went through a lot personally this year and don’t think I would have been able to purchase my new home without him. I would definitely do business with Andrew again. Highly recommend!
Response from the owner:Thank YOU, Matt. I'm really glad we were able to be part of this bright spot in your year. Only up from here!
Maddi Thomas
5 months ago
Our home purchase was full of ups and downs, but Andrew was awesome and supportive the whole way through and really made a huge difference in making our experience better. I highly recommend.
Response from the owner:Maddi, little late here but thank you so much for taking the time to leave us a review! Hope you and Hunter are enjoying the new place and getting the garden set up!
Morgan Jensen
5 months ago
Andrew is my guy !!!! As a self employed business owner, qualifying was a nightmare. People were saying no , no, too bad, not good enough. Andrew said, “let’s see what we can do “ and man did he go above and beyond. I would never have gotten my first house without Andrew ! He will go the 11th mile , jump the hurdles and have a great attitude and sense of humor the whole time ! Andrew personally drove 2 hours to my closing! What a guy , highly recommend . Thanks Andrew
Response from the owner:You're the man Morgan! Self-employed people get through the wringer too much. We have to stick together. Thanks again for the review.
Bianca Crow
5 months ago
Working with Andrew on my home loan was the best experience! He was quick to answer all my questions, and got me pre-approved in a day or two. He already knew what documents I was going to need so by the time it came time for underwriting, it was the quickest house closing I've ever had! He made sure that he got me the best rate and explain how everything with home loan rates work. He helped me get financed where other companies just kind of blew me off. He is very knowledgeable, kind and professional and I would highly recommend anybody that is looking for a loan to get a hold of him! If I ever need any kind of financing in the future I am giving him a call. He truly helped make our dream come true!
Response from the owner:Bianca, thank you so much for the heart felt review. Really appreciate. We'll be in touch! Thanks again.
Gregory Byrne
6 months ago
My wife and I had a complicated lending scenario. Most lenders couldn't find a loan to get us in to our dream home. Andrew did not give up. He found a way to get it done and he exceeded our expectations. He also reassured us along the way when we were "freaking out!" 😉 Thanks Andrew for helping us make this happen. We litterally couldn't have done this without you.
Response from the owner:Hey Greg, appreciate you and Tran so much. Thanks for circling back and leaving a review. Also, that was not even a 'freak out'- have seen much worse! haha. Thanks again
Sarah Comyns
6 months ago
Working with Andrew throughout the home buying process was an excellent experience! He was incredibly communicative every step of the way, always keeping me informed and making sure I understood what to expect next. Anytime I had questions or ran into an issue, he was extremely quick and helpful. I would highly recommend him to anyone looking for someone who is reliable and genuinely cares about helping his clients. Thanks so much Andrew!
Response from the owner:Sarah, I think this is the best review I've ever gotten. Thank you so much and congratulations again on your new house!
Ingrid Frokjer
7 months ago
Easy communication, quick answers to questions, wonderful experience. I highly recommend!
Response from the owner:Ingrid, so nice to work with you again! You always make my job super easy. Can't wait to see the finished product on your remodel.
Ashley Stocker
7 months ago
Andrew was so great to work with! His communication and patience with me, as I navigated through buying a home on my own for the first time, was amazing! Everything went so smoothly and was stress free! I will definitely recommend to friends and family and will use them for future buying!
Response from the owner:Ashley, a big congratulations- that was all you! Thanks for making our job easy as well. If you need anything at I'll be here and we appreciate the referrals! 🙂
Jeff Martin
7 months ago
I worked with Andrew and he was awesome. He never put me or my family on the back burner and stayed in constant communication throughout the entire process. He helped me get into my first home at 27 years old! If you’re looking to buy a home and need a broker who is straight forwards and serious about getting you into the right place, I wouldn’t recommend anyone but Andrew.
Photo from customer review
Response from the owner:Jeff, congratulations to you and Addison on the new home and getting married! Thank you very much for taking the time to write a review with everything you have going on. This was a fun one that I'll never forget. Glad I could be a part of it. Appraising for 70k over and a 2/1 buydown doesn't hurt either. Pretty solid for your first purchase!
Mark Gill
8 months ago
Andrew and his team were very personable, thoughtful and considerate of our desires and concerns during what can sometimes be a trying and stressful process of buying a new home... We highly recommend Andrew King and his team!
Response from the owner:Mark, I'm so grateful for you trusting me with such an important transaction. You're right, the new construction process can be a long slog but glad it all worked out for you and Elva. There's nothing like a brand new home. I'm just now seeing this but very much appreciate the review!
Charles White
9 months ago
Working with Andrew on my refinance was great! Good communication, answered all my questions promptly. Awesome guy, great company! Will definitely use him again
Response from the owner:Really appreciate that Chuck! You were great to work with and looking forward to partnering on future projects and golfing
tierra park
11 months ago
We have worked with Andrew over the last 7 years. He helped us (back when he worked in California) with a loan on our first home and then again this year for a loan on another. Between this time, he also helped us refinance. His team is thorough and he is very knowledgeable. He worked well with our realtors. He was available to speak to my husband after work hours and was very graceful in handling our many questions. Not once did he appear annoyed. Andrew, we are very thankful for your professionalism and assistance. Thank you for the wonderful gift you sent us.
Response from the owner:Thank you for your kind words and for taking the time to share your experience. We're thrilled to hear that Andrew and his team were able to assist you with your home loans and refinancing over the years. It's great to know that their availability and professionalism made a positive impact on your journey. Your appreciation for the gift is also truly valued. We look forward to continuing to support you in the future!
Rhonda Hatchett
11 months ago
Andrew has been helping my investors purchase homes in Abilene Texas !! You saw that right Abilene Texas !!! He was able to do things my local lenders could not do ! He is fabulous on his communications during the process ! No matter where you live I highly reccommend you checking with Andrew and see what loan he has for you ! You will be well taken care of with hassle free closing !!! Thank you Andrew !!!
Response from the owner:Thank you so much for your wonderful feedback, Rhonda! We're thrilled to hear about your positive experience with Andrew and how he was able to assist your investors in navigating the home buying process in Abilene. Effective communication and hassle-free closings are our priorities, and it’s great to know Andrew delivered on that. We appreciate your recommendation and look forward to continuing to serve you and your investors in the future!
Rick Rhodes
11 months ago
Let's start with Andrew being the greatest in the business that I have came across in all the years I have made attempts to obtain a loan of any type with my property, being unsuccessful for different reasons never explained to me just to from my opinion was too much research etc was easier to drop the ball Andrew was the broker to go the Full! distance to find a lien no other would even mention, just to mention among so many things that he hung in there along with putting me in the position if needed to get the Maximum payment Allowed if I wanted to except the maximum.. and a all around great person as well. I couldn't say enough to describe the worry free experience we got working with Andrew this is a highly experienced professional and a very descent person as well that I have No problem with recommending a best friend And family. Thanks again for helping with the entire process looking forward to someone asking if I know a really good broker.
Response from the owner:Thank you for sharing your outstanding experience with Andrew. We are thrilled to hear that he was able to guide you through the loan process with such dedication and expertise. Your recommendation means a lot to us, and we appreciate your trust in our services. We look forward to assisting you or anyone you refer in the future. Your satisfaction is our top priority!
K Park
11 months ago
This is the second home purchase with Andrew. Obviously, there was a reason I decided to return. He is always responsive and helpful, with the utmost professionalism. Is always trying to provide useful solutions to any issues that arise in the process. Works very well with everyone on the team. Smooth process. Truly appreciate your help... again.
Response from the owner:Thank you for your kind words and for trusting us with your home purchase once again. We're glad to hear that Andrew provided you with the responsive and professional service that you expected. Ensuring a smooth process and effective teamwork is our priority, and it’s rewarding to know we succeeded. We appreciate your loyalty and look forward to assisting you in the future.

FAST PRE-APPROVALS

Quick, hassle-free pre-approvals to keep you moving.

​TOTAL TRANSPARENCY

No hidden fees. No surprises. Just clear terms.

CLIENT-FIRST APPROACH

Lending solutions built around your goals.

Tailored Loan Solutions

Flexible products customized to your needs.

Professional & Secure

I offer skilled, secure, and friendly services

Expert service with a focus on safety and simplicity.

Our clients are ROYALTY

We go the extra mile for every borrower, offering:
Same-day preapprovals with closings in as fast as 15 days.
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60-second rate check

Instant estimate—no credit pull to preview.

Same-day pre-approval

Docs permitting; we move now, not next week.

Side-by-side options

3 scenarios showing payment, cash-to-close, and break-even.

Numbers in writing

Clear fees + timeline so you know what’s next.

What you’ll get in the first 24 hours

Expert service with a focus on safety and simplicity.

Same-day preapprovals with closings in as fast as 15 days.
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Meet Andrew

With years of experience and a client-first mindset, Andrew built Monarch Lender to make the home lending process simpler, faster, and more transparent.

“Doing what’s right for you comes first, always. Even if it means not closing a deal today. When we say we’ll get it done, we mean it.”

10+ years helping hundreds of buyers close faster with clean numbers and zero games.

4.9★ Google rating

“Doing what’s right for you comes first—even if it costs us a deal today.”

-Andrew King, Founder, Monarch Lender

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Satisfied Clients

Home Purchase Financing

Find the right loan and the right guidance. Monarch Lender offers competitive rates and personalized service to help make your home purchase smooth and stress-free.

Refinancing Made Simple

Lower your monthly payment, tap into your home equity, or shorten your loan term. We make refinancing clear, efficient, and tailored to your financial goals.

Support for First-Time Buyers

We guide you through every step of your first home purchase. Enjoy low down payment options, clear education, and trusted support from day one.

Investment Property Loans

Ready to grow your portfolio? We offer financing options designed to maximize returns on rental and investment properties with expert insights to back you.

Tailored Mortgage Solutions

Your Trusted Partner in Home Financing

Your home journey deserves more than a one-size-fits-all approach. Whether you’re buying your first home, refinancing, or investing, we take the time to understand your goals and match you with the right solution.
With expert guidance, clear communication, and a focus on your future, we make financing feel simple, secure, and personal just the way it should be.

MORTGAGE

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Your Lending Partner Is Just a Message Away

Have questions or need guidance? We’re here to help.

Our Email

andrew@MonarchLender.com

Our Phone

417-686-2700

Frequently Asked Questions

Frequently Asked Questions

I've worked with Andrew for the last five years, and it's been a great experience. From day one, I was impressed by the company's culture of innovation, collaboration and dedication to excellence.

Alena Huffman

Client

The company's values of honesty, integrity and teamwork are evident in everything they do. A fun and dynamic environment, with a diverse team of professionals all working towards a common goal.

Sinead Bailey

Client

I feel proud to be part of the Monarch Lender Company, and I would highly recommend it to anyone looking in growing their business or product and who truly care about business success.

Colette Daniel

Client

No, our initial quote form uses soft data only. We won’t pull your credit until you give us permission.

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