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A king
May 26, 20243 min read
3-2-1 Buydowns for VA Loans... Better in principal than in practice?
Understanding 3-2-1 Buydowns for VA Loans and the 4% Seller Concession Rule As a mortgage loan officer, it’s crucial to understand the...
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A king
Oct 8, 20232 min read
Prop 60/90: Maybe you're not as "locked in" to your home as you once thought...
Buying a home is a significant financial milestone, but for many prospective homeowners, the high cost of real estate can seem daunting....
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A king
Oct 8, 20230 min read
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A king
Jul 27, 20232 min read
The American "Dream for All" is Back - Down Payment Assistance of 20%!
In Caifornia, saving for a down payment is challenging. However, this program offers genuine relief for homebuyers. Last time, the funds...
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A king
May 31, 20233 min read
Did California Just Kill Solar??
Navigating the Challenges of Net Metering 3.0: The Role of Solar Backup Batteries Introduction: California's transition to Net Metering...
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A king
Mar 27, 20233 min read
Unlock your dream home with the Dream for All shared appreciation loan!
As a mortgage professional, you’re always on the lookout for innovative ways to help your clients achieve their homeownership dreams. The...
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A king
Mar 20, 20233 min read
Just ADU it!
On September 21st, 2021, California adopted Senate Bill 9 (SB9). It eliminated much of the red tape for homeowners looking to build...
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Jan 31, 20232 min read
The Thousand Oaks Investment
Targeting a Home in Thousand Oaks can Pay Off! Buying a house in Thousand Oaks may seem daunting, but it could pay dividends over the...
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Andrew King
Dec 27, 20222 min read
The Conforming Loan Limit is Increasing in 2023 - Reason To Celebrate? Think Again.
The Federal Housing Finance Agency (FHFA) recently announced they are again increasing the conforming loan limit starting in 2023. This...
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Andrew King
Nov 2, 20222 min read
Removing Mortgage Insurance
The Window of Opportunity to remove Mortgage Insurance early may be closing. Here’s what you need to know. No one likes paying mortgage...
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Andrew King
Oct 7, 20224 min read
Alternative Home Loans For Funding?
2008 did not define the Arm loan Ok, let’s rip the bandaid off right now. The Arm is not a bad word. Back in 2008 there were too many...
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Andrew King
Sep 2, 20223 min read
To Buy Or Hold
Is now a good time to buy? That seems to be the question on everyone’s minds right now. Not to sound ambiguous but… It depends! What it...
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